Winston & Damman Blog

How a Thumb Michigan Car Accident Lawyer Helps You

Five Reasons to Work With a Skilled Southeast Michigan Auto Accident Lawyer

In Michigan, you may not always need a lawyer to handle your car accident claim. However, it is important to know how a lawyer can help you so that you do not jeopardize losing valuable compensation in your settlement.

After being hurt in a Thumb car accident, it is common to think that the other driver’s insurance company will cover your costs completely. However, in Michigan, it’s different. In fact, you may need to file three separate claims to receive full compensation:

  • The first claim you file will be for your Michigan no-fault insurance benefits. 
  • After that, you may file a third-party claim against the negligent driver for pain and suffering.  
  • You may also file a separate claim for vehicle damage.  

Understanding the complexities of filing these claims can be difficult. Here are a few of the ways having a lawyer on your side can help.

  1. Your attorney can speak to the insurance company on your behalf. The insurance adjuster assigned to your case lives and breathes car accident claims. He knows how to find ways to lower what you receive after an accident. A Thumb car crash attorney also knows how to avoid falling victim to these tricks so that you get the maximum compensation you deserve.
  2. Your lawyer helps you understand your rights. It is important to know that you are not alone in filing your claim. With help from a lawyer, you can understand what you are entitled to receive after a crash. This can help you sleep better at night and have confidence that your claim is being handled in the best way possible.
  3. Your attorney can find additional pockets of money. In many cases, there is money available to you that you may not realize you have coming. Working with a lawyer, you can find these additional sources of money so that you avoid paying for the mistakes of another driver.
  4. Your lawyer can show the other driver was liable. Liability claims are complex, especially in Michigan. With a lawyer on your side, you can focus on getting better instead of proving fault so that you can get compensation.
  5. Your lawyer helps you avoid paying for someone else’s negligence. You risk having to pay the price because of someone else’s bad decision. With help from a lawyer, you lower that risk and increase your chances at getting the compensation you need.

We know how overwhelming a car accident in the Blue Water area can be. We are here to answer your questions and clarify your situation, There is no charge for your first consultation, so call a Port Huron car accident attorney at Winston McGlynn to get the answers you need to move forward confidently in your claim.

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Understanding the Three Parts of Your Thumb Car Accident Claim

Unlike many other states, a Michigan car accident can leave you to file three claims.

With each of these claims comes even more confusion and uncertainty. Many people wonder if they are getting the full amount they are entitled to. Sometimes, people wonder if they are filing a claim unnecessarily. In some cases, car accident victims are unaware that they have an insurance policy that can provide them with the compensation they need to cover the full cost of the accident.

With so much confusion added to an already difficult situation, it is important to take each claim one at a time. Here are the three claims that may arise for you out of your accident.

  • No-Fault Claim: Michigan is a no-fault state. This is supposed to be user-friendly, offering you straightforward benefits without hassle. Under this claim, you are supposed to receive wage loss reimbursement, coverage for medical expenses, and anything needed to ease your care and recovery—all paid for by your own insurance carrier. Unfortunately, this rarely works out in as friendly of a way as it was designed to, and many times the insurance company denies the whole claim, or a portion of the claim.
  • Bodily Injury Claim: This claim is meant to cover serious injuries. In Michigan, you must suffer serious impairment or a serious permanent disfigurement to make this type of claim.
  • Underinsured Motorist Benefits: Many people do not realize that they have this option. Uninsured motorist insurance covers you if someone that does not have insurance strikes you. This is intended to cover the full cost of the damages caused in your accident.

Understanding the various claims and what you are entitled to can be overwhelming. Call a Blue Water area car accident lawyer from Winston & Damman to get the answers and guidance you need. Even if you do not need legal representation, we are happy to work with you to help you understand your car accident and get the best results possible.

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